Why an Independent Financial Adviser?

blowing their own trumpet...

Insurance and pension companies spend a fortune on advertising in newspapers, magazines, on websites, and on TV and radio all claiming that they provide the best financial products for you. Yet they can’t all be right!

advantages of independent advice...

As independent financial advisers we have access to all of the mortgage, investment, life assurance and pension products on the market, but are not committed to any one provider.

We can assess the costs and benefits of the financial products on offer and help you choose the ones most suitable for your needs, from the financial services companies we consider the best in the market.

we abide by key principles...

  • We always get to know our clients by asking for sufficient information so as to be in a position to form a comprehensive overview of your needs.


  • We will then select products from the whole market.


  • We will keep our advice clear and jargon-free to help you make the best choices for you.


  • We will always make it clear to you how we are being paid for our advice – whether this is by commission from the financial institution or by charging you by the hour.


  • If we are being paid a commission we will give you full details of any commission we receive on the policies or investments, as well as the product provider’s level of charges.


  • If we are charging a fee we will give you full details of the charges at the outset and state clearly at what stage we will begin charging.
so contact us...
For impartial easy to follow advice in a relaxed atmosphere contact us to discuss your financial planning needs in confidence and without obligation.



Hunter Hammond Daniel Associates Ltd are authorised and regulated by the Financial Services Authority.


Download our terms and conditions here. You need the free Acrobat Reader to view PDF files. If you do not have the Acrobat Reader, you can download it for free from Adobe Systems by clicking here.